Earn upto 8.9 % FD interest on Dhankuber App
*in RBI licensed Banks/NBFC only
India's App for Fixed Deposits compare FD rates Financial Planning
- higher interest FDs(RBI licensed Bank)
- Quick FD booking with otp Aadhar Kyc
- FD receipt home delivered by Bank
- Break / Withdraw FD anytime
Lets Get Started
Compare Fixed Deposit Interest Rates
Select FD Tenure (Year -Yr , Month-Mn)
Name of Issuer Bank
Tenure
Interest Rate (% p.a.)*
Issuer Type
Compare with Others**
HDFC Bank
12 Months
7.10%
Bank
State Bank Of India
12 Months
7.30%
Bank
All your Bank FDs are safe and protected by Insurance with RBI's DICGC*
Upto
₹5,00,000**
*DICGC i.e. Deposit Insurance and Credit Guarantee Corporation . is a a wholly-owned subsidiary of RBI, meant to establish for protecting FD Depositors money in a bank by providing inherent insurance on their deposited money. Premium is paid by banks.
**Upto Rs.5,00,000 is per family member per Bank.i.e in a family of 5 member, each memebers FD in every bank is safe upto Rs. 5,00,000.
Suryoday Small Finance Bank
Interest Rate
up to 9.10% p.a.*
Tenure
7 Days - 120 Months
Institution Type
Bank
up to 9.10% p.a.*
Minimum Investment
₹ 1,000
Unity Small Finance Bank
Interest Rate
up to 9.10% p.a.*
Tenure
7 Days - 120 Months
Institution Type
Bank
up to 9.10% p.a.*
Minimum Investment
₹ 1,000
Shriram Finance Limited
Interest Rate
up to 9.40% p.a.*
Tenure
12 - 60 Months
Institution Type
NBFC
up to 9.40% p.a.*
Minimum Investment
₹ 5,000
Rating (Stable)
ICRA AA+ | IND-Rating AA+
Bajaj Finance Limited
Interest Rate
up to 8.6% p.a.*
Tenure
12 - 60 Months
Institution Type
NBFC
up to 8.6% p.a.*
Minimum Investment
₹ 15,000
Rating (Stable)
ICRA AAA | CRISIL AAA
Mahindra Finance Ltd
Interest Rate
up to 8.35% p.a.*
Tenure
12 Months - 60 Months
Institution Type
NBFC
up to 8.35% p.a.*
Minimum Investment
₹ 5,000
Rating (Stable)
CRISIL AAA
*Interest rates displayed are the highest option available for the Individual Category plus benefits (viz. Senior Citizen, Woman) subject to terms offered by the respective Issuer Bank or NBFC. Interest rates may vary subject to Deposit / Investment Amount. Please refer issuer specific Interest Rate Tables for further details. (Note: All Issuer Banka may / may not offer additional benefits)
**Interest rates displayed for the Issuer Banks & NBFCs are sourced from Bank’s/NBFC’s website as on 12th November 2024.
What is Dhankuber App famous for ?
Dhankuber Fintech Pvt. Ltd. is a registered private limited company offering digital platform for investment into various RBI licensed Bank's & NBFCs saving instruments. Dhankuber app is a FD Booking portal Having tie-ups with mutliple banks for offering their FD & recurring FD services with in couple of minutes with Aadhar online KYC help. Dhankuber has no role in transaction. It just acts as an digital medium via app to facilitate & compare different Banks FD rates & book FDs online in desired listed bank via Dhankuber app.
Is my FDs secured even if bychance Dhankuber company shuts its office ?
Your all FDs are safe with a issuer bank or NBFC with which FD was created or booked. Lets suppose Dhankuber shuts its office (which won't happen), on FD maturity date all your FD Principle and applicable interest overdue will be automatically credited or transferred by issuer bank or NBFC to your bank account given at the time of FD booking. can be anytime break on producing FD receipts (digital FD receipt or softcopy is also valid proof). Dhankuber is trusted by millions of depositors and it always strives to protect Depositors interest.
Through Dhankuber App, does FD amt. directly goes to my FD opening Bank ? ?
Yes. FDs are directly created with Bank after Aadhar KYC. Dhankuber app has whatsoever no role in transaction between you and bank.
Is it safe opening FD with Small Finance Banks (SFB). ?
Small Finance Banks (SFB) are RBI approved scheduled commercial Private Banks just like any other private bank viz. Axis Bank, HDFC Bank or Kotak Bank. Small FInance Banks (SFBs) are established & governed by Banking Regulation Act, 1949, and the RBI Act, 1934. Small Finance Banks (SFBs) primarily focus on providing financial services to underserved segments of the population, like micro-entrepreneurs, small businesses, and low-income households. Normal banks, on the other hand, cater to a broader customer base, including individuals, businesses, and government entitie
How do i make sure my FD is created, after i create FD & make payment?
Banks & NBFCs usually takes around 3-4 working days to reflect FD and issue FD receipt to you on email or by post if no email. Also, all FDs booked with Banks or NBFC can be tracked in Dhankuber app under portfolio section. Each FD has a unique FD receipt no. generated by Bank/NBFC. Anytime any FD can be break in Dhankuber app by simplying clicking on "break FD" button. (subject to premature withdrawal charges deducted from applicable interest).
Can I break FD anytime ? Are there pre-mature withdawal charges ?
Yes. FD can be break anytime just like any bank FDs after 7 days of opening an FD. Yes, just like all Banks FDs, Premature withdrawal charges of generally 1% is applicable on pre mature withdrawal of FD. That means, You get 1% less interest from the rate of interest applicable to tenure of FD hold till withdrawal date.
For e.g. You invested Rs.1,00,000 in FD on 1st Jan 2025 for 12 months at 8.5% fixed interest rate applicable at that time. If you withraw/Break FD in 7 months, then interest rate applicable to 7 months will be paid to you after deducting 1% interest rate as premature withdrawal charges.
To which Bank Account, my FD amt/proceeds gets credited or transferred back on maturity or withdrawal ?
All FD proceeds/amt. on breaking or premature withrawal is transferred to the Bank Account number entered at the time of FD creation. Dhankuber app has no role in transaction. It just acts as a facilitator for FD booking service online.
What are NBFC ? Are they Banks ? Are they approved by RBI?
- NBFC is not a Bank. NBFC is registered as a company. Still, all NBFCs in India are licensed & regulated by RBI, which means no company can start NBFC without applying license from RBI. According to the Reserve Bank of India (RBI), the primary difference between an NBFC and a bank is that NBFCs are not licensed to accept demand deposits (i.e. Savings account) or participate in the payment and settlement system (i.e. not allowed to issue cheques), unlike banks. While both NBFC and Banks offer lending and investment services, NBFCs don't have the same level of banking privileges and are not covered by deposit insurance.
Where can one find list of Registered NBFCs and instructions issued to NBFCs ?
The list of registered NBFCs is available on the web site of Reserve Bank of India and can be viewed at www.rbi.org.in → Sitemap → https://rbi.org.in/Scripts/BS_NBFCList.aspx
The information provided on this webpage should not be construed as an advice for Investment in Fixed Deposits.
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Call us
+91 75061 54578
Email Us
support@dhan-kuber.com
Registered & Corporate office
Dhankuber Fintech Pvt Ltd,
91Springboard, 7A,
DLF Cyber City, DLF Phase 2, Sector 24,
Gurugram, Haryana 122002
Backoffice
weWork, 2nd floor, Eldeco Centre,
besides Malviya nagar metro gate. 1,
Malviya Nagar,
New Delhi, Delhi 110017
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